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The Right Export Finance Partner for your Textile and Apparel Business

MODIFI’s seller finance enables Indian exporters to pursue growth without worrying about cash flow constraints or buyer credit risk.Our rapid digital on-boarding means no paperwork and full flexibility - you only pay for the invoices you chose to finance.


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Boost Cash Flow

Immediate payment on shipment means more cash at your disposal to fuel your growth.

Risk Coverage

We cover the risk of your buyer defaulting. With no credit risk you can offer international buyers better terms.

100% Digital

No physical documents, collateral or personal guarantee required - completely paperless platform.

Fully Flexible

Pay for what you use - no minimum commitment, set up fees or hidden charges involved.

High Credit Limit

Overcome the problem of low or insufficient limits by getting credit limit as high as $15Mn.

Complement Your Existing Financing

Additional liquidity to fund your exports where traditional financing solutions can’t help.

Finance your exports in 24
hours with our intuitive
paperless platform

 
 

Upload your invoices digitally.

 
 

MODIFI pays you up to 90% of invoice.

 

After your buyer pays MODIFI, we pay the remaining amount to you.


1200 companies use MODIFI for growth

SEE WHAT OUR
CLIENTS SAY
ABOUT MODIFI

"We can now invest money that was previously trapped in invoices in initiatives that better support our long term growth, like buying machinery and equipment for our factory. This will help us expand further in the years to come. Financing our exports with MODIFI allows us to trade with confidence, knowing that we are maximizing growth whilst minimizing risk. MODIFI gave us a great price for their finance and we are delighted with their services. I look forward to a long-term partnership"

- CEO , Bengaluru based Readymade Garments Exporter

" The DDP Incoterm means we pay the delivery costs to the destination, and we have to pay for export and import formalities, duties, fees, and taxes. The entire delivery process happens at our own expense and risk. MODIFI was one of the only financiers out there that could work with our request for an additional credit line that mitigated the risks and enabled business growth. We are delighted that they have been able to support us"

- CEO , Chennai based Apparel Exporter

" We are financially strong and don't have an issue securing bank lines. However, this was the perfect solution for us to help manage our working capital better and take our business to the next level. The line has really transformed our business in an unexpected way - we were doing well already but now we can grow even further"

- Managing Director , Tirupur based Textile Exporter

" MODIFI provided a simple and flexible solution, in addition to our existing financing structures, which helped us boost liquidity and scale our business. "

Philipp Steinhaeuser, CFO

" We can now invest money that was previously trapped in invoices in initiatives that better support our long term growth, like buying machinery and equipment for our factory. This will help us expand further in the years to come. Financing our exports with MODIFI allows us to trade with confidence, knowing that we are maximizing growth whilst minimizing risk. MODIFI gave us a great price for their finance and we are delighted with their services. I look forward to a long-term partnership"

- CEO , Bengaluru based Readymade Garments Exporter

" The DDP Incoterm means we pay the delivery costs to the destination, and we have to pay for export and import formalities, duties, fees, and taxes. The entire delivery process happens at our own expense and risk. MODIFI was one of the only financiers out there that could work with our request for an additional credit line that mitigated the risks and enabled business growth. We are delighted that they have been able to support us"

- CEO , Chennai based Apparel Exporter

" We are financially strong and don't have an issue securing bank lines. However, this was the perfect solution for us to help manage our working capital better and take our business to the next level. The line has really transformed our business in an unexpected way - we were doing well already but now we can grow even further"

- Managing Director , Tirupur based Textile Exporter

" The DDP Incoterm means we pay the delivery costs to the destination, and we have to pay for export and import formalities, duties, fees, and taxes. The entire delivery process happens at our own expense and risk. MODIFI was one of the only financiers out there that could work with our request for an additional credit line that mitigated the risks and enabled business growth. We are delighted that they have been able to support us"

- CEO , Chennai based Apparel Exporter

About MODIFI

At MODIFI, we empower SMEs to trade with digital trade finance. Many companies cannot afford to do business internationally without reliable financing, but banks reject over 50% of their requests. Through technology, MODIFI strives to create a global ecosystem for trade.

With our platform, SMEs can apply for financing in under 10 minutes and have the money in their account within 24 hours.We make trade finance easy, flexible and transparent, helping our partners grow their businesses and giving them peace of mind.